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Oncology Pharmacy Services

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  • 00:00 --> 00:02Support for Yale Cancer Answers
  • 00:02 --> 00:04comes from AstraZeneca, dedicated
  • 00:05 --> 00:07to advancing options and providing
  • 00:07 --> 00:10hope for people living with cancer.
  • 00:10 --> 00:13More information at astrazeneca-us.com.
  • 00:13 --> 00:15Welcome to Yale Cancer Answers with
  • 00:15 --> 00:18your host doctor Anees Chagpar.
  • 00:18 --> 00:20Yale Cancer Answers features the
  • 00:20 --> 00:22latest information on cancer care by
  • 00:22 --> 00:24welcoming oncologists and specialists
  • 00:24 --> 00:27who are on the forefront of the
  • 00:27 --> 00:29battle to fight cancer. This week
  • 00:29 --> 00:31it's a conversation about medication
  • 00:31 --> 00:32assistance programs with
  • 00:32 --> 00:34Nancy Beaulieu and Brenda Sepulveda.
  • 00:34 --> 00:35Nancy is associate director
  • 00:35 --> 00:37of oncology pharmacy services.
  • 00:37 --> 00:40And Brenda is
  • 00:40 --> 00:41medication Assistance program coordinator.
  • 00:41 --> 00:44Doctor Chagpar is a professor
  • 00:44 --> 00:47of surgical oncology at the Yale
  • 00:47 --> 00:49University School of Medicine.
  • 00:49 --> 00:52Nancy, maybe I'll start with you.
  • 00:52 --> 00:55Tell me a little bit more about
  • 00:55 --> 00:58yourself and what it is you do.
  • 00:58 --> 01:01We essentially mix chemotherapy and
  • 01:01 --> 01:04assure that all medication safety
  • 01:04 --> 01:06practices are in order for all of our
  • 01:06 --> 01:08patients within our
  • 01:08 --> 01:10network.
  • 01:10 --> 01:12Brenda, how about you?
  • 01:12 --> 01:13I am the medication assistance program coordinator.
  • 01:13 --> 01:16I am part of a group that
  • 01:16 --> 01:18assists patients with medication
  • 01:18 --> 01:20programs that require copay
  • 01:20 --> 01:21or foundation funding.
  • 01:21 --> 01:23So Nancy,
  • 01:23 --> 01:27from a big you know 30,000 foot picture,
  • 01:27 --> 01:29how often is it that patients actually
  • 01:29 --> 01:32have issues in paying for medications?
  • 01:32 --> 01:35I think that on this show we've
  • 01:35 --> 01:38often talked about novel therapies,
  • 01:38 --> 01:40the latest in clinical trials,
  • 01:40 --> 01:41new targeted drugs.
  • 01:41 --> 01:45But all of that comes at a cost.
  • 01:45 --> 01:48How much of a problem is it?
  • 01:48 --> 01:48The financial
  • 01:48 --> 01:51burden of many of the new
  • 01:51 --> 01:53medications that come out?
  • 01:53 --> 01:54All patients
  • 01:54 --> 01:56with long term chronic diseases,
  • 01:56 --> 01:58cancer included, have
  • 01:58 --> 02:00significant stressors to deal with.
  • 02:00 --> 02:02They have emotional stress.
  • 02:02 --> 02:04They have mental, physical stress,
  • 02:04 --> 02:06but one of the greatest stressors
  • 02:06 --> 02:08that they deal with that's a burden
  • 02:08 --> 02:11not only to the patient themselves
  • 02:11 --> 02:14but also their family is the stress
  • 02:14 --> 02:16of the financial component of how
  • 02:16 --> 02:19they're going to pay for their therapy,
  • 02:19 --> 02:20their treatments.
  • 02:20 --> 02:22Financial toxicity is a newer buzz
  • 02:22 --> 02:25term that we are using to describe
  • 02:25 --> 02:27the some of the financial side affects
  • 02:27 --> 02:30associated with the economic burden
  • 02:30 --> 02:32of care and medications placed on
  • 02:32 --> 02:34these patients and their families.
  • 02:34 --> 02:37It is a significant issue and that is
  • 02:37 --> 02:41one of the reasons why as long as
  • 02:41 --> 02:4412 years ago we went into developing
  • 02:44 --> 02:47a mechanism to assist patients with
  • 02:47 --> 02:50some of this financial burden.
  • 02:50 --> 02:52And just staying with you on that,
  • 02:52 --> 02:55I mean aren't many of
  • 02:55 --> 02:58these therapies covered by insurance
  • 02:58 --> 03:00or are people still having
  • 03:00 --> 03:02Financial hardship despite insurance?
  • 03:02 --> 03:05We have many patients who have either
  • 03:05 --> 03:07inadequate health care insurance or
  • 03:07 --> 03:10they have health care insurance
  • 03:10 --> 03:13but the out of pocket costs of many of
  • 03:13 --> 03:16these therapies can be extreme and a
  • 03:16 --> 03:20severe burden on their financial outcome.
  • 03:20 --> 03:21There are significant rising
  • 03:21 --> 03:23costs and medications.
  • 03:23 --> 03:26All new meds that do come out,
  • 03:26 --> 03:29and certainly they provide hope for
  • 03:29 --> 03:31many patients, but they
  • 03:31 --> 03:33do come with a cost,
  • 03:33 --> 03:35and that is one of the things
  • 03:35 --> 03:37that we really need to work with.
  • 03:37 --> 03:40And we have been doing that
  • 03:40 --> 03:42for over 10 years.
  • 03:42 --> 03:43For our patients,
  • 03:43 --> 03:45both here and in the
  • 03:45 --> 03:46outpatient specialty pharmacy,
  • 03:46 --> 03:48they also have medication
  • 03:48 --> 03:49assistance program coordinators.
  • 03:49 --> 03:51Brenda tell us a little
  • 03:51 --> 03:54bit more about how that works.
  • 03:54 --> 03:57I mean, I can imagine that cancer patients
  • 03:57 --> 04:00are faced with a diagnosis of cancer,
  • 04:00 --> 04:03which is enough of a burden,
  • 04:03 --> 04:04physically, mentally, emotionally.
  • 04:04 --> 04:07And then
  • 04:07 --> 04:09their doctor prescribes a chemotherapy
  • 04:09 --> 04:11regimen or certain medications,
  • 04:11 --> 04:14and then whether they have insurance or not,
  • 04:14 --> 04:18they are faced with a rather large bill.
  • 04:18 --> 04:22So how do you help them to get around that?
  • 04:22 --> 04:24And is there a difference between
  • 04:24 --> 04:26the assistance that's available
  • 04:26 --> 04:28for uninsured patients versus
  • 04:28 --> 04:30the assistance that's available
  • 04:30 --> 04:32for people who have insurance
  • 04:32 --> 04:36but might not be adequate?
  • 04:37 --> 04:39And staying with that topic,
  • 04:39 --> 04:41we know that the financial burden
  • 04:41 --> 04:44is a big concern and part of what
  • 04:44 --> 04:47we do within our program is to
  • 04:47 --> 04:49ensure that the patient is able
  • 04:49 --> 04:52to remain on the preferred course
  • 04:52 --> 04:54of therapy while focusing on their
  • 04:54 --> 04:56health care journey and so for
  • 04:56 --> 04:59the patients that are insured but
  • 04:59 --> 05:01maybe under insured because they
  • 05:01 --> 05:03still have high out of pockets,
  • 05:03 --> 05:05we assist with those copay
  • 05:05 --> 05:06assistance programs.
  • 05:06 --> 05:09There are manufacturer sponsored Copay
  • 05:09 --> 05:11Foundation funding or replacement programs.
  • 05:11 --> 05:13There's a difference with the
  • 05:13 --> 05:16patient that is insured and also
  • 05:16 --> 05:20that has no insurance and so we will
  • 05:20 --> 05:23go depending on what the status is
  • 05:23 --> 05:26to the preferred program to ensure
  • 05:26 --> 05:28that they are able to remain on
  • 05:28 --> 05:30that therapy without interruptions
  • 05:30 --> 05:33and without having to deplete their
  • 05:33 --> 05:35own personal income throughout
  • 05:35 --> 05:37their therapy journey.
  • 05:37 --> 05:40Tell me more about that, Brenda,
  • 05:40 --> 05:42because I'm sure that
  • 05:42 --> 05:45many of our listeners are really
  • 05:45 --> 05:47rather intrigued about how
  • 05:47 --> 05:49there is assistance available,
  • 05:49 --> 05:52so let's take the two examples.
  • 05:52 --> 05:55So the first is for people who have
  • 05:55 --> 05:58insurance but they are still under insured.
  • 05:58 --> 06:00Their out of pocket costs are
  • 06:00 --> 06:03too much for them to bear,
  • 06:03 --> 06:05so how do they access these programs
  • 06:05 --> 06:08and what programs are available?
  • 06:08 --> 06:10Would they cover all of their
  • 06:10 --> 06:12out of pocket costs?
  • 06:12 --> 06:14You mentioned that these are programs
  • 06:14 --> 06:16available through the manufacturers.
  • 06:16 --> 06:20Can you tell us more about that?
  • 06:20 --> 06:22Sure, so patients are able
  • 06:22 --> 06:24to access the manufacturer
  • 06:24 --> 06:27sponsored programs as soon as they
  • 06:27 --> 06:29identify what medications they're
  • 06:29 --> 06:31having a financial concern with.
  • 06:31 --> 06:34Typically it can go through providers
  • 06:34 --> 06:37where they will also have access to
  • 06:37 --> 06:40this pharmacy services and will be
  • 06:40 --> 06:44contacted to then do a little more
  • 06:44 --> 06:46research within the manufacturer program.
  • 06:46 --> 06:48So someone who has insurance
  • 06:48 --> 06:50but is underinsured,
  • 06:50 --> 06:53means that they still have a high out
  • 06:53 --> 06:55of pocket cost to that medication and
  • 06:55 --> 06:57this can occur many times
  • 06:57 --> 06:58within the treatment.
  • 06:58 --> 07:02So what we do is take care of the portion
  • 07:02 --> 07:04that is pertaining to the medication.
  • 07:04 --> 07:07A lot of programs may allow the financial
  • 07:07 --> 07:10eligibility to go towards other costs
  • 07:10 --> 07:11during that appointment,
  • 07:11 --> 07:12but typically will go geared
  • 07:12 --> 07:14towards the medication, and
  • 07:14 --> 07:17that's our main focus because we
  • 07:17 --> 07:19know that that's where the out
  • 07:19 --> 07:21of pocket costs tends to fall under,
  • 07:21 --> 07:24and that's where it's mostly
  • 07:24 --> 07:27when it comes to the treatment.
  • 07:27 --> 07:30So for someone who is
  • 07:30 --> 07:31underinsured or uninsured, then
  • 07:31 --> 07:34we will follow the same protocol.
  • 07:34 --> 07:37If there's a concern that's been extended
  • 07:37 --> 07:40to the provider and we are aware of that,
  • 07:40 --> 07:42or the patient may have been
  • 07:42 --> 07:44able to gather some information
  • 07:44 --> 07:46through the manufacturer's website,
  • 07:46 --> 07:49then we go ahead and become sort of
  • 07:49 --> 07:52a gateway for the patient in the
  • 07:52 --> 07:54programs and our providers to make
  • 07:54 --> 07:57sure that they are properly enrolled
  • 07:57 --> 07:59and that the process of submissions
  • 07:59 --> 08:01for those out of pocket costs
  • 08:01 --> 08:04are processed correctly and the patient
  • 08:04 --> 08:06doesn't have to worry about any of
  • 08:06 --> 08:09that during the course of their therapy.
  • 08:09 --> 08:12So someone who is uninsured may be
  • 08:12 --> 08:15eligible to actually have access to
  • 08:15 --> 08:17the medication replacement programs
  • 08:17 --> 08:19through the insurance as well.
  • 08:19 --> 08:22By us having to go through the
  • 08:22 --> 08:23programs for the
  • 08:23 --> 08:24manufacturers.
  • 08:24 --> 08:26Nancy, it sounds like there are
  • 08:27 --> 08:28some programs through manufacturers
  • 08:28 --> 08:30that patients can become familiar
  • 08:30 --> 08:32with through their website,
  • 08:32 --> 08:35but I'm just wondering how many
  • 08:35 --> 08:36patients actually
  • 08:36 --> 08:38have done the research,
  • 08:38 --> 08:40have gone to manufacturers websites
  • 08:40 --> 08:42to figure out whether or not they
  • 08:42 --> 08:44would be eligible for assistance.
  • 08:44 --> 08:48I mean, I'm not sure that if I was a
  • 08:48 --> 08:52patient I would necessarily know to do that.
  • 08:53 --> 08:55I think that was one of
  • 08:55 --> 08:57the reasons for us to
  • 08:57 --> 08:59actually develop this program,
  • 08:59 --> 09:00because patients weren't aware,
  • 09:00 --> 09:02it's not well publicized.
  • 09:02 --> 09:04If you go to the programs website,
  • 09:07 --> 09:09you can certainly see everyone
  • 09:09 --> 09:11has a patient assistance tab.
  • 09:11 --> 09:14But quite often patients are unaware
  • 09:14 --> 09:17of that and that is why we chose to
  • 09:17 --> 09:19make it a formalized program and
  • 09:19 --> 09:22not another burden on the patient
  • 09:22 --> 09:25for them to have to manage.
  • 09:25 --> 09:28We have currently 7 medication
  • 09:28 --> 09:29assistance program coordinators
  • 09:29 --> 09:32and over 16,000 currently enrolled
  • 09:32 --> 09:34active patients in the program
  • 09:34 --> 09:37that I oversee with my MAP
  • 09:37 --> 09:40program coordinators.
  • 09:41 --> 09:43Brenda, it's great that there is this
  • 09:43 --> 09:46program through the Smilow network,
  • 09:46 --> 09:50but I'm just thinking about other
  • 09:50 --> 09:54patients who may be listening to this
  • 09:54 --> 09:57who may not be linked in to
  • 09:57 --> 10:00the Smilow network if they were to
  • 10:00 --> 10:03go to the websites of all
  • 10:03 --> 10:06of the drugs that they are on and
  • 10:06 --> 10:08I agree with you Nancy,
  • 10:08 --> 10:11that is yet another burden for patients,
  • 10:11 --> 10:14but can you give us a little bit
  • 10:14 --> 10:17of guidance in terms of
  • 10:17 --> 10:19who would be eligible?
  • 10:19 --> 10:21Are there certain income guidelines or
  • 10:21 --> 10:23certain employment guidelines?
  • 10:23 --> 10:26How do these programs decide
  • 10:26 --> 10:30who gets assistance and who doesn't?
  • 10:31 --> 10:32With the programs,
  • 10:32 --> 10:35if a patient identifies that burden,
  • 10:35 --> 10:37and knows that there's something
  • 10:37 --> 10:40there that they need assistance with,
  • 10:40 --> 10:43and it's not within this community
  • 10:43 --> 10:46they can definitely ask for assistance
  • 10:46 --> 10:49with their providers or their
  • 10:49 --> 10:52preferred office for their treatment area.
  • 10:52 --> 10:55What that does is that the manufacturer
  • 10:55 --> 10:58gives the information to the patient on
  • 10:58 --> 11:02how to go about the application process and
  • 11:02 --> 11:05involving the providers office as well.
  • 11:05 --> 11:08So it's definitely geared to assist
  • 11:08 --> 11:11the patient and have the providers
  • 11:11 --> 11:14office be able to be a part of
  • 11:14 --> 11:17that with the patient so that the
  • 11:17 --> 11:19enrollment process is successful.
  • 11:19 --> 11:22A lot of the income criteria is
  • 11:22 --> 11:25based on whether there is employment,
  • 11:25 --> 11:27whether there is a retirement
  • 11:27 --> 11:29or household size.
  • 11:29 --> 11:32So a lot of the programs will have
  • 11:32 --> 11:35that kind of criteria for patients to
  • 11:35 --> 11:38be able to be eligible.
  • 11:38 --> 11:41As long as they're on that therapy
  • 11:41 --> 11:43income household size are some of
  • 11:43 --> 11:45the things that they will look at.
  • 11:45 --> 11:48Especially true for people who are insured
  • 11:48 --> 11:50that the therapy has been approved
  • 11:50 --> 11:52by the insurance in order to proceed.
  • 11:52 --> 11:55If we're talking about copay assistance,
  • 11:56 --> 11:59and Nancy back to you,
  • 11:59 --> 12:02I'm just wondering,
  • 12:02 --> 12:04there are people out there who are
  • 12:04 --> 12:07underinsured, but they may be making
  • 12:07 --> 12:09the income or barely making the
  • 12:09 --> 12:11income requirement such that they
  • 12:11 --> 12:13would not qualify for assistance,
  • 12:13 --> 12:16but they may be doing that
  • 12:16 --> 12:17by working three jobs,
  • 12:17 --> 12:22and trying to make ends meet.
  • 12:22 --> 12:24And so it kind of begs the question
  • 12:24 --> 12:26when these patients are going
  • 12:26 --> 12:29through cancer and they are
  • 12:29 --> 12:32automatically in a situation where they
  • 12:32 --> 12:35may be losing some of that income.
  • 12:35 --> 12:37But they are still quote employed,
  • 12:39 --> 12:41but especially if they were making
  • 12:41 --> 12:43income based on an hourly wage.
  • 12:43 --> 12:46So while they may have employment status,
  • 12:46 --> 12:48and if the application said
  • 12:48 --> 12:51show me what your income was in
  • 12:51 --> 12:54the past year, they may have been
  • 12:54 --> 12:57scraping by with more than the
  • 12:57 --> 13:00bare minimum that's required for assistance.
  • 13:00 --> 13:02Is it something that you advise
  • 13:02 --> 13:05people to actually quit one of their
  • 13:05 --> 13:07jobs or reduce their income so that
  • 13:07 --> 13:09they can avail themselves of this
  • 13:09 --> 13:12assistance or how does that work?
  • 13:25 --> 13:28I think the first part of
  • 13:28 --> 13:31that question that I'd like to
  • 13:31 --> 13:34address has to do with what the
  • 13:34 --> 13:37income requirements are and
  • 13:37 --> 13:40historically, for many of these programs,
  • 13:40 --> 13:43the income requirement is quite high,
  • 13:43 --> 13:46so that should be of comfort
  • 13:46 --> 13:49to anyone who wants to
  • 13:49 --> 13:50apply for these programs as
  • 13:50 --> 13:52well as continue to work.
  • 13:52 --> 13:54Many of them are extremely high and
  • 13:54 --> 13:57I don't know how many patients
  • 13:57 --> 13:59currently that we have that don't
  • 13:59 --> 14:01get accepted because of their income,
  • 14:02 --> 14:05but the majority do get accepted.
  • 14:05 --> 14:08I guess I could say that I wouldn't
  • 14:08 --> 14:11recommend anyone quit a job unless that
  • 14:11 --> 14:13is their personal choice to do so.
  • 14:13 --> 14:15And a lot of our patients,
  • 14:15 --> 14:18if you are being treated for chronic disease,
  • 14:18 --> 14:21often have
  • 14:21 --> 14:24issues with working anyway because
  • 14:24 --> 14:28you are in constant treatment and
  • 14:28 --> 14:31even if it's a temporary time frame,
  • 14:31 --> 14:35we can also petition these companies as well,
  • 14:35 --> 14:37or the patient can for exceptions
  • 14:37 --> 14:40so their tax return last year may
  • 14:40 --> 14:43be far higher than it is this year
  • 14:43 --> 14:45because they unfortunately
  • 14:45 --> 14:48became ill and they they cannot
  • 14:48 --> 14:50hold their job any longer.
  • 14:50 --> 14:52So there are other options.
  • 14:52 --> 14:55There are also foundation programs as well,
  • 14:55 --> 14:58so the manufacturers are one.
  • 14:58 --> 15:00There are grant programs which
  • 15:00 --> 15:02fall under the foundation category.
  • 15:02 --> 15:04That's another option as well for patients.
  • 15:05 --> 15:06All good information.
  • 15:06 --> 15:09We're going to pick up this
  • 15:09 --> 15:11conversation right after we take a
  • 15:11 --> 15:13short break for medical minute.
  • 15:13 --> 15:15Support for Yale Cancer Answers
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  • 15:17 --> 15:20eliminate cancer as a cause of death.
  • 15:20 --> 15:23Learn more at astrazeneca-us.com.
  • 15:23 --> 15:25This is a medical minute
  • 15:25 --> 15:26about colorectal cancer.
  • 15:26 --> 15:28When detected early,
  • 15:28 --> 15:30colorectal cancer is easily treated
  • 15:30 --> 15:32and highly curable and as a result
  • 15:32 --> 15:35it's recommended that men and women
  • 15:35 --> 15:37over the age of 45 have regular
  • 15:37 --> 15:39colonoscopies to screen for the disease.
  • 15:39 --> 15:42Tumor gene analysis has helped
  • 15:42 --> 15:44improve management of colorectal
  • 15:44 --> 15:46cancer by identifying the patients
  • 15:46 --> 15:49most likely to benefit from
  • 15:49 --> 15:51chemotherapy and newer targeted agents,
  • 15:51 --> 15:53resulting in more patient
  • 15:53 --> 15:54specific treatments.
  • 15:54 --> 15:56More information is available
  • 15:56 --> 15:57at yalecancercenter.org.
  • 15:57 --> 16:00You're listening to Connecticut public radio.
  • 16:02 --> 16:04Welcome back to Yale Cancer Answers.
  • 16:04 --> 16:07This is doctor Anees Chagpar
  • 16:07 --> 16:09and I'm joined tonight
  • 16:09 --> 16:11by my guests
  • 16:11 --> 16:13Nancy Beaulieu and Brenda Sepulveda
  • 16:13 --> 16:16and we are talking about oncology pharmacy services and particularly
  • 16:16 --> 16:18the financial toxicity that many patients
  • 16:18 --> 16:20face when undergoing cancer therapy.
  • 16:20 --> 16:23Right before the break we
  • 16:23 --> 16:25were talking about some financial
  • 16:25 --> 16:27assistance programs and Nancy,
  • 16:27 --> 16:31it was so great to hear that
  • 16:31 --> 16:34the income requirements
  • 16:34 --> 16:37for assistance are actually quite high,
  • 16:37 --> 16:41so if you are in financial distress
  • 16:41 --> 16:46when you get the bill for your medications,
  • 16:46 --> 16:50you can go to the
  • 16:50 --> 16:52pharmaceutical manufacturers website to
  • 16:52 --> 16:56try to find a patient assistance program.
  • 16:56 --> 16:59Talk to your provider and
  • 16:59 --> 17:02certainly at Smilow there is the
  • 17:02 --> 17:05Medication assistance program that
  • 17:05 --> 17:08you mentioned. Brenda, my question to
  • 17:08 --> 17:11you is are all medications covered?
  • 17:11 --> 17:12So for example,
  • 17:12 --> 17:15are all chemotherapies covered?
  • 17:15 --> 17:18Does that only include IV therapies?
  • 17:18 --> 17:20What about oral therapies?
  • 17:20 --> 17:22Are there certain medications that
  • 17:22 --> 17:25don't have a patient assistance program
  • 17:25 --> 17:29like novel immunotherapies?
  • 17:29 --> 17:32What's included and what isn't?
  • 17:33 --> 17:35While there are hundreds of
  • 17:35 --> 17:38medications that are covered and
  • 17:38 --> 17:40we often find a lot of eligible
  • 17:40 --> 17:43programs to assist our patients with,
  • 17:43 --> 17:45there will be some that will have some
  • 17:45 --> 17:48type of restrictions or some requirement.
  • 17:48 --> 17:51We find that a lot of the immuno
  • 17:51 --> 17:54therapies are eligible for these programs,
  • 17:54 --> 17:56but it's really something that
  • 17:56 --> 17:59we will research and know at the
  • 17:59 --> 18:01time of the current treatment,
  • 18:01 --> 18:03so there will be other factors there
  • 18:03 --> 18:06that will have to look
  • 18:06 --> 18:08at and see if there's an eligibility
  • 18:08 --> 18:11requirement that will allow them to
  • 18:11 --> 18:14participate in the manufacturer programs,
  • 18:14 --> 18:15but there's definitely hundreds
  • 18:15 --> 18:17of programs available for the
  • 18:17 --> 18:20chemotherapies.
  • 18:20 --> 18:23Nancy, is this something that is
  • 18:23 --> 18:25discussed with the patient and
  • 18:25 --> 18:27the provider before the provider
  • 18:27 --> 18:29makes a treatment regimen?
  • 18:29 --> 18:32Or is this something that the
  • 18:32 --> 18:34patients are then scrambling to do
  • 18:34 --> 18:36after the provider has written
  • 18:36 --> 18:38out their recommended treatment?
  • 18:40 --> 18:43The providers generally write out
  • 18:43 --> 18:45what's recommended because that
  • 18:45 --> 18:48is where we want to go with the
  • 18:48 --> 18:50therapeutic direction for the patient.
  • 18:50 --> 18:51After that, however,
  • 18:51 --> 18:55quite often we have to assure that the
  • 18:55 --> 18:58patient's medications are going to be covered.
  • 18:58 --> 19:00That's the first step.
  • 19:00 --> 19:03If a patient is insured and if
  • 19:03 --> 19:05we get denials, then we step in.
  • 19:05 --> 19:08We do have what's called a medication
  • 19:08 --> 19:10assistance program brochure that we
  • 19:10 --> 19:14provide in all of our offices so they
  • 19:14 --> 19:16are available to patients before they
  • 19:16 --> 19:21ever even go into the physician practice.
  • 19:21 --> 19:25Many times the
  • 19:25 --> 19:27program coordinators are working
  • 19:27 --> 19:29on the back end,
  • 19:29 --> 19:34so in our program we work with
  • 19:34 --> 19:38determining how much of a
  • 19:38 --> 19:40bill that the patient may have
  • 19:40 --> 19:42once insurance has gone through
  • 19:42 --> 19:45and then we go and pinpoint certain
  • 19:45 --> 19:47programs for those patients.
  • 19:47 --> 19:49We actually have a software that
  • 19:49 --> 19:52assists us with that as well
  • 19:52 --> 19:54in the general population.
  • 19:54 --> 19:56Again, as you had mentioned,
  • 19:56 --> 19:58patients can go to websites.
  • 19:58 --> 20:00Always include your provider on what
  • 20:00 --> 20:03forms you have filled out to
  • 20:03 --> 20:05make sure there's not
  • 20:05 --> 20:08duplicative work going on there,
  • 20:08 --> 20:12which has happened to us in the past.
  • 20:12 --> 20:14So that these patients can get the
  • 20:14 --> 20:17most out of these programs.
  • 20:17 --> 20:20To do a little bit of a spin in regards
  • 20:20 --> 20:23to your previous question about
  • 20:23 --> 20:25availability and drugs that have programs,
  • 20:25 --> 20:28what we find is anything that
  • 20:28 --> 20:30is new and highly expensive.
  • 20:30 --> 20:32Definitely have patient assistance programs.
  • 20:32 --> 20:36Many of the older therapies that are.
  • 20:36 --> 20:39Generic at this point may not.
  • 20:39 --> 20:42It's really focused quite often on the
  • 20:42 --> 20:45higher cost or higher end medications,
  • 20:45 --> 20:47and there are definitely medication
  • 20:47 --> 20:50assistance programs for oral medications.
  • 20:50 --> 20:53Even at your
  • 20:53 --> 20:55local CVS or Walgreens patients
  • 20:55 --> 20:58should always be asking what's
  • 20:58 --> 21:00out there to assist them.
  • 21:00 --> 21:03If they can't afford any
  • 21:03 --> 21:05medication that they may need.
  • 21:06 --> 21:10And so when you determine
  • 21:10 --> 21:14upfront what the cost of therapy would be,
  • 21:14 --> 21:17is that done before the therapy
  • 21:17 --> 21:20actually starts?
  • 21:20 --> 21:23Brenda are you intervening before
  • 21:23 --> 21:26a treatment starts to say OK,
  • 21:26 --> 21:29this is what the cost would be.
  • 21:29 --> 21:32Can you afford it or can you not?
  • 21:32 --> 21:35Can we get all of these programs
  • 21:35 --> 21:38and the applications into
  • 21:38 --> 21:40assistance before you start so
  • 21:40 --> 21:43that the damage is
  • 21:43 --> 21:45going to be financially afterwards?
  • 21:45 --> 21:48Or is this something that is
  • 21:48 --> 21:50kind of being done
  • 21:50 --> 21:52after I've already started therapy
  • 21:52 --> 21:55and in tandem with that so that I
  • 21:55 --> 21:56don't really have a choice except
  • 21:56 --> 21:58to hope that I get accepted.
  • 22:00 --> 22:02Typically, as Nancy
  • 22:02 --> 22:03mentioned, once the treatment plan
  • 22:03 --> 22:06is in place by the provider,
  • 22:06 --> 22:08and we know that this is the
  • 22:08 --> 22:10preferred course of therapy,
  • 22:10 --> 22:13it's going to undergo that if there's an
  • 22:13 --> 22:15insurance involvement or lack of insurance,
  • 22:15 --> 22:18it'll go through that process of referral,
  • 22:18 --> 22:21and that will sort of let us know
  • 22:21 --> 22:23when we necessarily need to step in,
  • 22:23 --> 22:27and if there will be high cost
  • 22:27 --> 22:30towards the treatment plan.
  • 22:30 --> 22:33We do have our own software where we
  • 22:33 --> 22:37on the back end try to capture as many
  • 22:37 --> 22:40patients beforehand, when this isn't possible,
  • 22:40 --> 22:43what's great about the programs is
  • 22:43 --> 22:46that some of them have look back
  • 22:46 --> 22:49periods that go up to 180 days.
  • 22:49 --> 22:51So even if a patient has
  • 22:51 --> 22:52initiated the treatment,
  • 22:52 --> 22:55there's still time for enrollment and
  • 22:55 --> 22:58to capture that date of service that
  • 22:58 --> 23:01was already served or infused
  • 23:01 --> 23:04prior to the enrollment for the
  • 23:04 --> 23:05programs.
  • 23:05 --> 23:08Nancy, my question is,
  • 23:08 --> 23:10it's great that there's a look
  • 23:10 --> 23:12back program in that maybe
  • 23:12 --> 23:14you'll be able to apply for that
  • 23:14 --> 23:16assistance going backwards.
  • 23:16 --> 23:18But what if, even with assistance,
  • 23:18 --> 23:21it is still too expensive?
  • 23:22 --> 23:24One would anticipate that
  • 23:24 --> 23:26making all of those applications
  • 23:26 --> 23:28to these pharma companies and
  • 23:29 --> 23:31getting all of the
  • 23:31 --> 23:33T's crossed and I's dotted to
  • 23:33 --> 23:34get assistance takes some time.
  • 23:34 --> 23:35So meanwhile,
  • 23:35 --> 23:37you're starting therapy without
  • 23:37 --> 23:39knowing whether you're going
  • 23:39 --> 23:41to get assistance and how much
  • 23:41 --> 23:43and so at the end of the day,
  • 23:43 --> 23:45you may still be left with the bill.
  • 23:45 --> 23:47On the other hand,
  • 23:47 --> 23:49if you try to apply for all
  • 23:49 --> 23:51of the assistance up front,
  • 23:51 --> 23:53you're now delaying your treatment,
  • 23:53 --> 23:57and it's kind of a bit of a tug.
  • 23:57 --> 23:58How do you work
  • 23:58 --> 24:01around that?
  • 24:01 --> 24:03The way we process treatment plan orders
  • 24:03 --> 24:06once the physician decides what the
  • 24:06 --> 24:09best course of therapy is, they go to
  • 24:09 --> 24:11what's called a patient account Rep.
  • 24:11 --> 24:13That person does an insurance
  • 24:13 --> 24:15verification on the patient's therapy.
  • 24:15 --> 24:16So before a patient gets treated,
  • 24:16 --> 24:20they have to have a pre
  • 24:20 --> 24:22certification of those meds.
  • 24:22 --> 24:24If, for example, an insurance says no,
  • 24:24 --> 24:26we're not paying for a certain Med
  • 24:26 --> 24:29that is a trigger for the MAP program.
  • 24:29 --> 24:31All of the providers are fully well
  • 24:31 --> 24:33aware of our MAP program coordinators,
  • 24:33 --> 24:35and they know that they can reach
  • 24:35 --> 24:37out if they think this
  • 24:37 --> 24:39patient needs a specific
  • 24:39 --> 24:41drug they will reach out to the
  • 24:41 --> 24:43MAP program coordinator and say,
  • 24:43 --> 24:45hey this got denied by insurance.
  • 24:45 --> 24:47Can you help and those are some
  • 24:47 --> 24:49of the routes we go down,
  • 24:49 --> 24:51but in patients whose insurance
  • 24:51 --> 24:53companies say they're not going to,
  • 24:54 --> 24:56we'll know upfront before they
  • 24:56 --> 24:57ever get treated.
  • 24:59 --> 25:04When we enroll patients in the MAP programs
  • 25:04 --> 25:06that is usually an acceptance,
  • 25:06 --> 25:08or at least the coordinator knows
  • 25:08 --> 25:10that the patient meets criteria.
  • 25:10 --> 25:13So there is some level of comfort there
  • 25:13 --> 25:16that that person will get into that
  • 25:16 --> 25:19program before they start being treated.
  • 25:19 --> 25:21Some of the programs we actually have to
  • 25:21 --> 25:24treat the patient first, have the insurance
  • 25:24 --> 25:27deny the bill before the program.
  • 25:27 --> 25:30One of the ways we get assistance
  • 25:30 --> 25:33is they actually send us the
  • 25:33 --> 25:35physical drug vials back
  • 25:35 --> 25:37to replenish our supply so the patient
  • 25:37 --> 25:41never gets billed for that particular drug,
  • 25:41 --> 25:43so that's another way there's
  • 25:43 --> 25:44copay assistance where they
  • 25:44 --> 25:47actually assist with insured copay.
  • 25:47 --> 25:49There's also the medication vial assistance
  • 25:49 --> 25:52where the actual physical drug gets
  • 25:52 --> 25:54replaced after the patient gets it,
  • 25:54 --> 25:56and is insurance denied.
  • 25:56 --> 25:57Yeah, but that
  • 25:57 --> 26:00must be scary for the patient to you
  • 26:00 --> 26:03know now gets their insurance denied
  • 26:03 --> 26:08and are thinking Oh my God, am I
  • 26:08 --> 26:11responsible for that cost.
  • 26:11 --> 26:13So back to you Brenda.
  • 26:13 --> 26:16You know we've talked a little
  • 26:16 --> 26:18bit about the outpatient,
  • 26:18 --> 26:20the infusion chemotherapy.
  • 26:20 --> 26:22Nancy mentioned that oral
  • 26:22 --> 26:23therapies are covered.
  • 26:23 --> 26:26What about in emergent situations
  • 26:26 --> 26:29where patients are in the hospital
  • 26:29 --> 26:33and may not be having these in-depth
  • 26:33 --> 26:35conversations with their physician
  • 26:35 --> 26:39about how much this is going to cost?
  • 26:39 --> 26:42Do these programs cover patients
  • 26:42 --> 26:44in that situation?
  • 26:44 --> 26:45And if not,
  • 26:45 --> 26:49how do they deal with that on top of an
  • 26:49 --> 26:51overwhelming cost of hospitalization?
  • 26:53 --> 26:56A lot of the programs are geared towards
  • 26:56 --> 26:58the outpatient ambulatory status,
  • 26:58 --> 27:01where MAP can essentially interfere
  • 27:01 --> 27:04or give some advice.
  • 27:04 --> 27:07If there is already a discharge
  • 27:07 --> 27:11plan and we need to look ahead for
  • 27:11 --> 27:13that treatment course when there
  • 27:13 --> 27:15is a hospitalization already taken
  • 27:15 --> 27:17place and it requires treatment,
  • 27:17 --> 27:20there may be other financial assistance
  • 27:20 --> 27:23that can go through billing too.
  • 27:24 --> 27:26But the manufacturing programs are
  • 27:26 --> 27:28essentially here to our outpatient
  • 27:28 --> 27:30infusion status with the oral
  • 27:30 --> 27:33medications going towards the pharmacy
  • 27:33 --> 27:35medication assistance program.
  • 27:35 --> 27:37So there is a difference there
  • 27:37 --> 27:40when it comes to an inpatient and
  • 27:40 --> 27:43outpatient and who is eligible
  • 27:43 --> 27:45for these types of programs.
  • 27:45 --> 27:47So Nancy, what
  • 27:47 --> 27:50advice do you have for patients
  • 27:50 --> 27:53who might be facing
  • 27:53 --> 27:55a cancer diagnosis and
  • 27:55 --> 27:56might be worried
  • 27:56 --> 27:58not only about their cancer,
  • 27:58 --> 28:00but also about the cost?
  • 28:00 --> 28:01What should they do?
  • 28:01 --> 28:04My greatest advice would be to become
  • 28:04 --> 28:06as informed as you possibly can.
  • 28:06 --> 28:09Know the names of your drugs you're getting.
  • 28:09 --> 28:12Get on to those websites, see what their
  • 28:12 --> 28:13patient assistance programs offer.
  • 28:13 --> 28:15Talk with your physicians,
  • 28:15 --> 28:17their nurses, their front desk staff.
  • 28:17 --> 28:20And hopefully then they can actually
  • 28:20 --> 28:23assist and know what they are able
  • 28:23 --> 28:25to get up front and know that there
  • 28:25 --> 28:28is a way and a safety net for them
  • 28:28 --> 28:31when those bills do come in to
  • 28:31 --> 28:32avoid this financial toxicity.
  • 28:33 --> 28:35Nancy is associate
  • 28:35 --> 28:37director of oncology pharmacy
  • 28:37 --> 28:38services for the Smilow network.
  • 28:38 --> 28:40And Brenda Sepulveda is medication
  • 28:40 --> 28:42assistance program coordinator.
  • 28:42 --> 28:43If you have questions,
  • 28:43 --> 28:45the address is canceranswers@yale.edu
  • 28:45 --> 28:47and past editions of the program
  • 28:47 --> 28:49are available in audio and written
  • 28:49 --> 28:51form at yalecancercenter.org.
  • 28:51 --> 28:54We hope you'll join us next week to
  • 28:54 --> 28:57learn more about the fight against
  • 28:57 --> 29:00cancer here on Connecticut Public Radio.